The Drinking Water State Revolving Fund (DWSRF) program provides low cost loan financing to municipal and privately owned public water systems for capital improvements that improve public health protection and facilitate compliance with the Safe Drinking Water Act.
U.S. Department of Agriculture-Rural Development (VT-NH)
On-Site Loan Program
The Vermont Homeowner Failed Wastewater System and Potable Water Supply Loan Program is available to Vermont residents for the repair or replacement of failed septic and water supply systems. Low interest loans are available to residents with household incomes up to 200 percent of the state average median household income, presently $52,776, who have been refused loans for the project by at least two other financing entities. Loan recipients must be the owner of the residence, reside in the residence on a year-round basis, and the failed system can only serve one single family residence on its own lot.
Dealing with a failed septic system can be time consuming and expensive. Please read the guidelines and income limits on this page carefully
All Vermont septic systems fall under the jurisdiction of the Agency of Natural Resources, which makes sure that all septic systems are treated consistently and to protect human health and the environment. If you need money to repair or replace your septic system, and your income is below the limits on the well or septic charts (different income levels due to funding sources), contact the local NeighborWorks HomeOwnership Center in your region.
The Facilities Engineering Division administers grant and loan programs for municipal pollution control and water supply construction projects. The division also performs financial audit functions for these projects. Please contact the Financial Management section of the Facilities Engineering Division. Also, please see the Financial Management Section home page for further details.